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The Energy Network can help you locate and apply for flexible, low interest financing to upgrade your business property or multi-unit family residence.  Most energy efficiency, water-saving and building upgrades qualify.

Lower or eliminate your up-front costs with low-interest financing, and pair it with other utility financing, rebates and incentives to reduce overall costs. The Energy Network’s third-party experts will guide you through the process at no cost so you can begin saving money and energy sooner.

Email us at to get started. Or click below to learn more about specific financing programs.

Commercial PACE Programs

Property assessed clean energy (PACE) programs for commercial properties are becoming increasingly available throughout California. For case studies and more information about PACE, visit Or, browse the websites of these programs below, which are available in selected areas within The Energy Network’s Southern California region.

  • Los Angeles County Commercial PACE: LA PACE is available to Los Angeles County commercial, industrial and multi-family property owners to fund improvements that are proven to save water or energy or to create renewable energy onsite. Choose your own investor and contractor and negotiate your own rate and terms to finance a range of building upgrades.
  • WRCOG Commercial HERO Program: The Home Energy Renovation Opportunity (HERO) program offers PACE financing for commercial properties. After originating in Western Riverside County, HERO is expanding to additional communities, through partnerships between local governments, private lenders, and the Western Riverside Council of Governments.
  • CaliforniaFIRST: This program gives owners of commercial buildings the flexibility to choose a contractor and install a custom-tailored clean energy project. CaliforniaFIRST is available in hundreds of communities across California, including ones in Ventura and Kern counties. Click to find out if it is available in your area.
  • Clean Energy CV Upgrade: Through the Ygrene Energy Fund and the Coachella Valley Association of Governments (CVAG), PACE financing is now available for commercial and residential property owners in the Coachella and Palo Verde valleys. The program covers hundreds of improvements. Find out if your community is eligible.

Fannie Mae’s Small Loan Program

Fannie Mae’s Small Loan Program provides financing for apartment buildings, condominiums, or cooperatives with five or more individual units through a nationwide network of Delegated Underwriting and Servicing (DUS®) and other lenders.

On-Bill Financing

The utilities’ On-Bill Financing allows businesses to finance energy projects with zero interest and pay back the loan as part of their utility bill over a 5-year period. Businesses using this program may also receive additional incentives such as rebates from their utilities.